Tel: (865) 675-9494 | Toll Free: (800) 467-9490 |

Municipalities and County Programs

At CIS we realize that providing local government entities with the right insurance protection starts with a thorough understanding of how you operate.

The heart of the agency is municipal insurance for the counties, schools and cities in the East Tennessee area. In fact, we are the largest writer of county business in East Tennessee.

Consolidated Insurance Services (CIS) is pleased to provide crucial insurance protection for our municipal insurance clients. When you work with CIS, you can trust you’re working with experts not only in insurance, but also in addressing the unique needs of public entities & this translates into the strength and stability required to meet the needs of government in the future.

Furthermore, the management of CIS has formed a wholly owned subsidiary, Public Entity Insurance, LLC, to handle the brokerage and wholesaling of exclusive products to other agencies. We have expanded our marketing to provide other agents and clients with added value services such as risk management, loss control, setting up claims services, providing advise and help with the development of other agencies we have partnered with.

We brought innovations for the municipal insurance clients and have the ability and expertise to pull together markets and even form “Captive” companies for larger accounts.

Municipalities and Counties

CIS is known for providing an innovative portfolio of coverages and services to help promote the longevity of municipalities and counties. We currently have working relationships with the Tennessee School Board Association, the Local Government Insurance Pool and other specialty companies for municipalities.

Focused on Public Entities
For well over a decade our Public Sector Services unit has focused exclusively on public entities. Our experienced risk control, claim handling and underwriting professionals partner with managers to form a dedicated insurance team.

Local Presence
Our account managers provide a local presence to understand issues that affect you in your area. Our entire team takes the time to stay abreast of issues affecting local government. They analyze current risks, anticipate those you may face in the future and create flexible solutions to manage both.

Dedicated Risk Control and Claim
We are proud to provide our policyholders with dedicated risk control services to help them manage costs, and a fair, efficient claim handling approach that can be customized to meet their specific needs.

Coverage highlights include:

  • Schools & School Districts
  • Water & Sewer Districts
  • Customized property coverage
  • Public Entity General Liability designed exclusively for public entities, as opposed to commercial form of coverage offered by competitors
  • Public Entity Management Liability for wrongful acts committed by a protected person in the conduct of duties by or for a public entity
  • Employment Practices Liability coverage
  • Law Enforcement Liability including protection for the operation of a jail or detention facility
  • Auto coverage for law enforcement and emergency vehicles, as well as commandeered autos and their owners
  • Umbrella coverage
  • Large deductible, self-insured retention and maximum retention plans

Contact Dennis Koontz at CIS Today to Learn More:
Toll Free: 1-800-467-9490
Local: 1-865-675-9494